Umbrella Policies

Even the best-crafted Auto and Homeowners policies can have their limits, and that’s where our Umbrella Insurance, or Personal Liability, policies come into action. We can look at your specific situation, determine where you might have additional needs, and create a solution to cover even the most unusual circumstances.

What sort of situations might require an Umbrella policy?

  • Bodily Injury. If you’re in an accident, an umbrella policy covers what your auto insurance can’t — several bystanders being injured in a crash, for example.
  • Property Damage. When disaster strikes and it’s not specifically covered by your homeowners policy, like when your daughter accidentally knocks a computer on the floor at school.
  • Landlords. As the owner of a rental property, you may wind up being held responsible when your tenant’s guest stumbles on a step.
  • Lawsuits. If you’re ever sued for libel, slander, or mental anguish, you’ll sleep better knowing you’re covered.

Umbrella policies can make all the difference when you have a specialized insurance need. We at LBH Insurance, Inc. can make all the difference in helping you make the right choices for the security of your financial future.

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